Consequences of defaulting on several financial obligations

Hi Mr Naser,

Thanks for your fast response. We are based in Abu Dhabi.

Q.1 As we know that for a rent cheque bounce after the police case is closed and the civil case is opened, will the judge decide on the amount for instalments in this civil case? Won't he consider what we say how much we can pay?

Q.2 During eviction case, when the rent/lease expires and since the lease is now connected with Tawtheeq which expires as well, will ADDC cut my electricity during this time?

Q.3 My friend has a bank loan of AED 60K approx from a bank here in the UAE and he did not pay for the last 7 or 8 months. This bank has a branch in Pakistan.

If he travels to Pakistan due to an emergency and the bank proceeds with its action, what action(s) will that be? (So far no action from the bank)

Q.4 If he goes to Pakistan, what will be the consequences for an already running civil case of a bank loan default?

Q.5 for a credit card security cheque bounce, can a bank directly file a civil case?