Consequences of failing to reach a loan settlement with the bank

I have a case in the UAE due to personal loans and not paying monthly instalments after job loss and other family issues. I went back to India in March 2019.

The loan is not paid since Aug 2019 and I cleared all the dues on Jan 8th 2020. I informed the bank to withdraw the cases and allow me to come back to the UAE.

At that time, they didn't accept and informed me to go for a one-time settlement which I cannot. I tried several times to have an amicable settlement but they are not accepting.

Now they come up with a solution of paying AED 25000 as down payment and the remaining AED 40000 in 20 instalments. Due to my current financial crisis, I am not able to pay this.

Is there any other solution to sort out this matter?

Another thing now, I got an offer in a Qatar-based company. Is there any problem That I will face while I'm trying to enter Qatar?

Please help. I need to get out of these issues.