Consequences of defaulting on a small amount of a bank loan

Hi,

Please advise me on the below issues!

I have taken a loan from a bank (AED 70,000) and suddenly I couldn't pay my loan due because I have some salary issues in my company.

They have deposited my security check and I have paid a fine amount of AED 5020 at the police station and I also have the slip which I received from them for payment of the fine.

After a few months, I joined a new company. The collection agency called me and advised me to pay the loan amount which is pending. I started paying my loan amount, but suddenly, I faced some financial issues so I couldn't pay the 2-month loan amount.

They sent me an email to pay the total outstanding amount of AED 19,000.

Will the collection agency file a civil case for that small amount?

I will clear my pending loan but I need some time. If they file a civil case, what will be the problem?

Can I travel outside the UAE?

Please advise me!