Loan settlement with a bank after losing job

I've taken a loan for 5 years from a bank in Dubai. I've paid for 2.5 years, then I've lost my job and had to leave the country.

Until now I can't find a job. I couldn't pay the loan instalment for 8 months.

The bank said that they've already written off the loan and is threatening to file a police case. The remaining loan is AED 340k. All I have now is only 150k.

I'm afraid that I pay what I have, then stop paying. And then the bank will file a police report. What should I do?

Is it possible to reach a deal with the bank to pay the 150k and they close the case and give me back the cheques?

If they're going to file a police case anyway, then it's better that I don't pay the 150k. It'll be a lose-lose situation for me and the bank.

I want to hire a lawyer to help me close this issue. And explain to me what are my options and how much will his service cost me.