Limitation period for claiming contract debts by the bank

Dear Ma'am,

I was recently contacted by a debt collection agency through a phone call on behalf of a bank in the UAE. They alleged that there are outstanding credit card dues from the year 2000 for some AED 200,000!

I left the UAE in 1997 and did not continue my relationship with that bank thereafter. I do not recall the credit card debt in question and may have inadvertently missed out on the credit card payment, if any, at that time while leaving the country.

What are the implications at this time? Now, that over 18 years have passed, can the bank enforce this debt to be recovered?

Would appreciate your advice on this matter.

Thanks,

Regards,

S.