Is it better to settle my personal loan with the bank or at the court to lift the travel ban?

Dear Questioner,

Thank you for reaching out regarding your current travel ban in the UAE due to a personal loan.

In such matters, the approach depends on whether the case has already been referred to the courts or is still being handled directly by the bank:

If the matter is with the court, any settlement should be processed through the court to ensure that the payment is officially recorded and that the travel ban is lifted in the legal system.

If the matter is still with the bank: A direct settlement with the bank may be possible, but it is essential to obtain written confirmation and to ensure that the bank formally requests the court or authorities to lift the travel ban.

We can assist you with verifying the current status of your case, negotiating the settlement, and ensuring that the travel ban is properly lifted without complications.

Should you wish to proceed, we will be glad to provide you with a detailed consultation and guide you through the entire process.

Kind regards,

Mohammad Salah

Legal Consultant

Hello,

In the UAE, if the travel ban arises from a bank loan default, the key point is to resolve the underlying debt with the creditor (the bank).

Once the bank confirms full or partial settlement, they issue a release letter and inform the court or police to lift the travel ban.

If you make the payment directly to the bank, the matter can usually be resolved faster because the bank will issue a clearance letter once it confirms receipt.

However, you must ensure that this clearance letter is officially submitted to the court or police file; otherwise, the ban will not be lifted.

If you make the payment through the court execution file, the court will record the payment and directly update the case status, which provides stronger legal protection against future claims.

However, the process may take longer since the funds are held by the court before being transferred to the bank.

The safest approach depends on your circumstances: if you want immediate legal proof and protection, paying through the court is preferable.

If time is more important and you are confident that the bank will issue and submit a proper clearance letter, direct settlement with the bank may be faster.

If you prefer to have a direct discussion, please let me know, and I will guide you on how we may proceed.

Alternatively, if you require further clarification, you may kindly share your WhatsApp number here so that I can provide more detailed assistance.